Distribution & Underwriting Risk Manager

Are you an expert in communicating risk management concepts in a way that is simple and accessible? We’re recruiting for a Distribution and Underwriting Risk Manager on a 9-month fixed term contract in the AXA Commercial Risk team. Reporting to the Head of Governance and Control, you’ll work with them to make effective risk management simple and accessible to all staff within AXA Commercial. You’ll be part of a team of risk experts working closely with colleagues across all lines of defence to understand the key components of the AXA UK risk framework, how they apply to AXA Commercial and implementing these in a simple and clear way.

Alongside the Head of Governance and Control, you’ll enable and influence our Distribution and Underwriting teams to identify and embed robust risk management as well as providing guidance and advice with a focus on the specific risks and issues posed by the distribution and underwriting activities delivered by AXA Commercial within Schemes and Delegated Authorities (SDA), Direct, small to medium-sized enterprise (SME) and Distribution and Trading teams. You’ll ensure the consistent application and delivery of the UK frameworks and policies across all business areas including clear accountability and lead the day-to-day engagement with one or more of the trading areas within AXA Commercial.

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least 40% of your week away from home at your local office, moving to the majority of your working week from September 2025. Away from home means either attendance in one of our Commercial offices or visiting clients or attending industry events. We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition.

What you’ll be doing:

• Work closely with colleagues in 2nd line Risk to ensure AXA Commercial distribution channels fully embed the requirements of the risk framework in a way that is proportionate and effective.
• Enable the Head of Governance and Control to maintain a holistic view of the risk and control profile of the business units through working closely with the distribution channels and ensuring this remains up to date.
• Deliver timely and insightful risk reporting to enable risk owners to understand risk exposure and prioritise activity to manage risk in line with appetite.
• Understand all key strategy and change activity within the respective distribution channels within AXA Commercial and ensure effective risk management is in place for these initiatives.
• Support with the planning, prioritisation and coordination of key risk activity being delivered through the Distribution and Underwriting Risk team.
• Be the voice of the customer within the distribution channels in AXA Commercial and ensure that business decision making is centred around the delivery of good and fair outcomes for customers.
• Drive engagement at a leadership level, building the risk awareness and risk maturity of the business unit.
• Coach and partner with in-scope business areas to ensure Executive/ Risk Owners can discharge their accountabilities, specifically accurate data-driven risk assessment and management towards tolerance.

Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.

What you’ll bring:

• Ability to communicate risk management concepts in a way that is simple and accessible, influence at all levels in the development of a risk-aware and customer focused culture.
• Drive engagement and deliver outcomes to a high standard across the business unit.
• Process, collate, and present large volumes of data in a clear and consistent manner, use this information to drive meaningful action.
• Proven record of delivering through others, coaching and developing direct reports and staff in wider risk roles.
• Knowledge of FCA/PRA requirements and expectations with a focus on operational and insurance risk.
• Commercial and pragmatic outlook, able to work at pace and delivery focused.
• Experience of and insights around good governance and how it can be structured and delivered, providing oversight of, and ensuring adherence to, risk and control frameworks, policies, standards, etc.
• Commercial and pragmatic outlook, able to work at pace and delivery focused, keen attention to detail and organisational skills.

Internal candidates are encouraged to apply for this role as a secondment opportunity through the internal careers site.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

What we offer:

At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:

• Competitive annual salary of up to £60,000 dependent on experience
• Discretionary company & performance-based bonus
• Private health cover
• Contributory pension scheme (up to 12% employer contributions)
• Life Assurance (up to 10 x annual salary)
• 28 days annual leave plus Bank Holidays
• Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
• AXA employee discounts
• Wellbeing services & resources

To apply, click on the ‘apply for this job’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long-term health condition or disability and require reasonable adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to tanzeela.mehjabeen@axa-insurance.co.uk.

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Who we are:

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We’re currently making our biggest ever investment to develop the expertise and skills we need to be the best. We’re a vibrant community where everyone is supported to learn, develop, and take ownership of their work.